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Mike Clear currently serves as Chief Sales and Marketing Officer.  He was brought into the company in 1999 as  Chief Operating Officer.  He continues to be involved in all areas of the company as has served in roles ranging from COO, CIO and President before landing as the head of sales and marketing.


Home Warranty Blog
  • The Importance of a Home Warranty in a Seller's Market

    The real estate industry is back to a sellers’ market. Just a short while ago, we were seeing very high housing inventory and quickly with multiple offers, in many cases.  According to the National Association of Realtors most recent report, home prices increased 6% in the past year. Many professionals estimated that as high as 30% of homes are selling before they ever hit the MLS. Because of this quick shift in the market, many other businesses have been affected.


    Home warranty is, of course, most important to me, and I want to reflect on how this is affecting our business. Sellers still need to protect themselves, and buyers (more than ever) need to protect themselves for the 12 months after the purchase of their home. Many first-time homebuyers are in a cash crunch and need to save money when they can. Appliance repairs or mechanical system failures are probably not something they’re saving for, which is why a home warranty is imperative. With mortgage rates remaining low, this leaves some wiggle room to purchase a home protection plan. Another concern with homes being purchased quickly is questions concerning home inspections. Was all the proper maintenance completed? Was a complete home inspection done thoroughly? A home warranty can protect against these things.

     

    On the other side of the equation, it’s still important for the seller and the real estate agent to have the home warranty protection. After the sale has gone through, the home warranty will still provide a safeguard for the seller and agent if there were to be a major appliance or mechanical system failure. Overall, the warranty provides the proper peace of mind for the seller, the buyer and the agent. If something happens, HSA is there to take the calls, arrange the service and help pay for the repairs.

     


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  • How a Home Warranty Protection Plan Works for You - HSA

    I am excited to show everyone a new video we produced to educate people on home warranty.  This is an interesting look, as it is a unique animation that helps tell the story around home warranty.  Please take a look and let us know what you think.


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  • Listening To Understand Our Clients

     

    Do you remember how good the food was at a restaurant if the service was terrible? More importantly, would you go back and endure terrible service just for the food? If you are like me, meals always taste better when accompanied by great service. A big part of offering great service in any industry involves the art of "listening to understand" as opposed to "listening to respond". There is certainly a big difference between the two. Listening is a key component in all facets of our lives and careers. If we all took a little more time to listen, we may learn what the people close to us truly want and desire. Of course, you may say, "no kidding Mike!" I am not trying to be simplistic; rather I am trying to focus on the importance of where service starts. We at HSA realize that our people cannot simply regurgitate the same canned script from client to client because when you are listening to understand rather than listening to respond, you get to hear the unique needs of every customer which requires a personalized response. Knowing the needs of the customer, while being honest about how you measure up to those needs, is the key to service excellence. Sometimes that means you must be prepared to hear something you may not like, including criticism. We also know that in today's tech-driven world, we can't just listen to our customers on the phone. We have to listen to them everywhere they are talking. At HSA, we strive to ensure that our customers have multiple means for conveying their needs via the medium they are most comfortable with, whether it be the phone, email or social media. This helps create transparency in a world where too often the client is lost in a continuous telephone loop of automated responses.

    At HSA Home Warranty, we are all about transparency. In fact, this evening I was reviewing emails and came across a complaint from a customer where we did not deliver the proper service. While we strive for best in class service, it is impossible to be perfect. However, we have the courage to step up and admit when haven’t performed up to our standards and do what it takes to make the customer happy. In this case the customer was told we made a mistake and we worked with them to make things right. Even though over the same timeframe, we paid thousands of claims properly and provided wonderful customer service to those clients, we know that when service goes bad, customers don’t want to be told they are within statistical satisfactory service norms. Each customer’s situation is unique and needs to be treated as such.

    Through surveys, focus groups, social media and personal networks, HSA is developing products that better fit the needs of our partners and homeowners. By listening to "understand" our clients, we will always be moving closer to providing the best service possible. Why……..because service matters.

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  • What HSA Home Warranty is Doing to Help You

    Wow! Can’t believe what a fast start we are off to in 2013! We are only in February and I have already traveled thousands of miles across this great country meeting with our clients and sitting through some incredible broker events. Since this is my first post of 2013, I thought I would step back and share a little bit about what it is we do here at HSA as well how we work hand in hand with real estate professionals every day. We focus primarily on the residential real estate industry and the home repair industry. We depend on our partners from these industries to help deliver the necessary service to our customers. So, what do we do…..in a nut shell, we fix homes that break. That may be simplistic, but it is essentially what we aim to do on a daily basis. At a time when almost every American homeowner or real estate investor is looking for ways to lower their expenses, HSA home warranty plans provide valuable protection, safeguarding them from the expense of mechanical system and appliance failures in their home.

     

     

    At HSA, we believe that home warranty plans are not a commodity, but a real commitment to customer satisfaction. Many home warranty companies offer similar coverage to HSA, but you won’t find a company equally as dedicated to customer service excellence. HSA is one of the only home warranty companies to allow “unfiltered”, real-time customer feedback from homeowners and real estate professionals via social media (check it out right now). That unprecedented innovation, combined with the best trained call center in the business, has all but eliminated the frustrating feeling of not being able to reach somebody in a time of need whether it is the consumer or the real estate agent.

     

     

    While the above paragraph may seem like a commercial, I wanted to stress that we feel we are different. We truly care about the service experience and we truly want to help homeowners during a difficult time. In future posts on this blog, I will share stories and experiences that will hopefully educate and entertain, so sign up for my blog updates to the left. You can also follow me on Twitter, Facebook and LinkedIn.

     

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